Paying for Care

Paying for Care

Most seniors would prefer to remain at home. This is primarily because this type of arrangement provides them with the freedom and independence they want.

It also has the added benefit of allowing them to remain in familiar places, which is ideal for the seniors who are losing their vision and may be suffering from degenerative brain disorders like Alzheimer’s and Dementia.

In-home senior care is the most reliable option available for seniors who want to age in the comfort of their homes.

When considering in-home care services, one of the most common questions that a family has is, “How much does in-home care cost?”

Affordability and payment choices are two of the most frequent concerns among families. Well, the answer to this question varies depending on the state, context, and type of care being offered.

Options Available To Pay For In-Home Senior Care From Silver Sitters, Florida

1. Private Pay/Out of Pocket: This is the most common payment method for individuals who have the savings or income to pay outright for senior care. This is a great option for seniors if they have saved throughout their life and have strong financial family support.

Oftentimes In-home care can be more affordable than facility care because the cost is determined based on the type of care and the number of hours a senior needs. Find out what  in-home care services cost in your area call Silver Sitters office at  561-612-5411 to get the comprehensive cost details for your area in Florida or request a call from one of our experts by clicking below-  (Add form Link here)

2. Long Term Care (LTC) Insurance: Long-term care insurance is a form of coverage that reimburses a daily sum to the seniors for in-home care assistance.This coverage is for seniors needing assistance with activities of daily living (ADLs). Policies should be acquired far ahead of the need for medical attention. Silver Sitters works with your LTC company to ensure all documents are completed timely for proper reimbursement.

Care managers at Silver Sitters are available for you to answer your queries about the paperwork needed to start using this specialized type of coverage. Silver Sitters wants to note that every policy is different so we recommend reaching out to your particular company for specific coverage benefits.

3. Veterans Aid and Attendance: Veterans and their surviving spouses who require regular assistance and a helping hand for activities of daily living such as bathing, dressing, toileting, transfers, medication reminders, and more can be eligible for a special veterans Aid and Attendance (A&A) benefit offered by the Government.

Veterans who meet certain criteria may be eligible to utilize their benefits to assist in paying for long-term care by reimbursement. Contact Silver Sitters to find out more about in-home care and veteran’s benefits.

4. Reverse Mortgage: Reverse mortgages are ideal for homeowners aged 62 and above who live in their primary house and have a significant amount of equity in their property. Consult a respected Reverse Mortgage Specialist to learn more about this.

5. Medicaid Benefits: Silver Sitters does not accept Medicaid benefits at this time. However, Silver Sitters care managers can assist you with and refer you to alternative options should you or your senior have this benefit. Call today to find out more @561-612-5411.